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The Household Budget

I have had several of my clients and Facebook followers ask me for tips on household budgeting lately. So, without further ado… It’s a Process Managing your personal finances is not a one time affair. Don’t get me wrong, creating a budget is a great...

Should I Borrow For Tomorrow?

A client came to me the other day looking to chat about the idea of borrowing to contribute to an RRSP. Sound counterintuitive? Well, not always. If you have no other debt and have unused contribution room in your RRSP, borrowing funds to contribute to your RRSP might...

Identity Theft

Originally posted March 21, 2011 March is fraud prevention month in Canada. In today’s technology driven world, identity theft is rampant. According to a McMaster eBusiness Research Centre study, in 2007 alone, 1.7 million Canadians (6.5% of the population at the...